Investment

LIC Policy Status Check: Easy Steps To Check Status Of LIC Policy

Life Insurance Corporation of India was established in the year 1956 and till the year 2000 LIC enjoyed a monopoly position in the life insurance segment. Even today, when there are more than 20 life insurance companies in the market, LIC remains the largest market share. LIC India has a huge customer base that trusts the company and invests in a variety of life insurance plans offered by LIC.

When it comes to the range of products offered, LIC India offers the following types of insurance plans:

Term Insurance Plan
Complete Life Insurance Plans
Endowment Plans
Money-back plans
Children’s Plan
pension schemes
Unit Linked Insurance Plan
Health Insurance Plans

You can buy any plan according to your suitability. To buy the plan, you need to fill a proposal form with your relevant information and submit the form along with your documents. The first installment premium will also have to be paid while submitting the proposal form.

Once the form is submitted, LIC reduces your risk and then issues you its insurance policy. After your LIC policy is issued, you may want to check the details of your policy. Even when you are an existing customer, you may want to check the status of your policy to check the leftover terms, surrender value, bonuses earned so far (if any) and any other relevant details of your policy.

The status of your LIC India policy can be checked without visiting lic branch offices. LIC allows its customers easy ways to check the status of their policy. Lic policy status can be checked in any one of the following ways:

Online
Via an SMS
By calling the company’s customer care number

Checking your LIC’s policy status online is by far the easiest and most convenient way. You can check the status from your computer or smartphone from the comfort of your home or office and even on the go.

Filing LIC India Policy Online:

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To check the status of the policy online, you must first, enroll your LIC policy on the company’s online portal. Here is a step-by-step guide on how you can enroll your LIC policy online –

Steps to enroll LIC policy for first time/new users

If you are a new customer of LIC and/or If you have not registered yourself for LIC’s online services, then you are a new user. As a new user, first, you will have to create your LIC account and then you will be able to enroll your LIC policy. So, to create your LIC account and enroll your policy status, here are the steps:

https://www.licindia.in/ visit LIC India website
On the home page, select ‘Customer Portal’ and you will be redirected to another page
Select ‘New User’ to register yourself on the next page
To complete the registration you have to provide the following details –
LIC Policy Number
premium amount
Date of Birth (DD/MM/YYYY format)
Mobile Number
Email ID
Passport and PAN Number (Optional)
male genital organ

You have to accept the terms and conditions and allow the use of the mobile number mentioned by LIC India for future communication

Click on ‘Action’ in which you will be taken to a new page where you will have to create your user ID and password
Once you select and submit a user ID and password, your online LIC account will be created and you will become a registered user. You will be sent a verification email to complete your registration process. Click on the verification link and your account will be created
Once your LIC account is created, log in to your account using your user ID and password.
While registering, if you have selected ‘Yes’ to the question ‘Do you have any LIC policy?’, you will get an online policy enrollment form
Fill the form stating LIC policy number, premium amount, name of the insured and other policy related details
Print the filled form and sign it. The form should be submitted to the nearest branch of LIC from where you have purchased at least one policy.
LIC, then, will verify the enrolment form and enroll your LIC policy online

Steps to enroll for registered users

If you already have a registered user ID and password for the online account, you can simply log into your account and enroll your LIC policy. The steps to login are as follows –

Go to https://www.licindia.in/ and select ‘Customer Portal’
Select ‘Registered Users’ and provide your user ID and password to log in to your online LIC account
With your user ID and password, you will need to use DD/PASSWORD. Mm/ You will also have to provide your date of birth in YYYY format.
You can then select ‘Sign in’ to log in to your LIC account
Once you enter your account, select ‘Do you have an LIC policy’ and answer ‘Yes’
You will get an online enrollment form
Fill the form, take a print out of it, sign the form and submit the form to the nearest LIC branch office
The company will then verify the enrollment form and enroll your LIC policy online.

After the LIC policy is enrolled, you can check the LIC online status of your policy. Let’s understand the process –

How to file your LIC policy?

To enroll for an LIC policy, you need to follow the given steps-

After completing the ‘registration’ process, you will be prompted with a message, “How to enroll in your LIC policy?”, you will get an online LIC enrollment form.
in form. You have to fill columns of name of the life assured, premium and policy number of each policy.
Once completed, you will have to take a printout of the form and submit it to the nearest LIC branch, where at least one policy is being serviced. You will receive an acknowledgement letter on your user ID from the concerned LIC branch. If you wish, take a printout of the letter for future reference.

Things to remember while checking LIC policy details online

When you are a new customer and are creating your user ID and password for the first time, here are a few things you should keep in mind –

Your policy number will be required. Therefore, you should keep the details of your LIC policy handy.
You have the flexibility to choose any user ID you want. Your user ID can be alphabetical, numeric and may contain characters such as dots or underscores
The length of your password should be between 8 and 30 characters. Set a password that you will be able to remember easily. Your password must be unique and kept confidential to prevent any fraudulent activities in your account
Details marked with asterix (*) are mandatory. You have to provide such details to proceed and register or log in to your account
Your area pin code should be a 6 digit number
The email ID you provide when signing up must be valid so that it can be used for any type of communication later.
Your user ID must be unique. If it matches an existing ID you will be notified and you will have to choose a unique ID for your account.

How to check LIC policy details status online?

To check the status of your LIC policy, the steps are as follows –

Go to https://www.licindia.in/ and go to ‘Customer Portal’
Select ‘Registered Users’ and log in to your LIC online account
Choose the LIC policy number whose status you want to check
As soon as you select the policy, the policy details page will open which will show the status of your LIC policy.

How to check LIC policy status through SMS?

LIC also allows you to check status and other policy details through a simple SMS. You have to sms from your registered mobile number and you get a reply through a revert SMS on the same phone. SMS should be sent to 9222492224 with the following texts –

Policy Query	SMS will be sent
To know about the installment premium payable under your LIC policy	ASCLIC<Toxicity Number>Love
To know about taking a policy loan	ASCLIC< Private Number>
To learn about the current bonus rate and the bonuses contained in the plan	ASCLIC<Toxicity Number>Bonus
Reviving a comprehensive policy and knowing about revival	ASCLIC<NEGI Number>Reviwal
To check your existing nominee details	ASCLIC<Nonomics Number> Enrollment

How to check LIC pension policy status through SMS?

To check the status of your LIC policy, you can do the following SMS:-

Type of inquiry	description	Inquiry Code
To learn about the IPP policy status	IPP policy status refers to individual policy plan status	To inquire, type ASKLIC<>Nusee number>STAT and send to 56767877
Enquire about annuity amount	Annuity amount refers to the series of amounts paid at equally differentiated times.	To inquire, type asclic <toxicity number>amount and 56767877
To get the final annuity issue date	It refers to the date when the annuity issues payments from an annuity.	To make an inquiry, type ASCLIC<Invegie number>ANPD and 56767877
To check the existence certificate due	An existence certificate helps to authenticate the existence of a person.	To make an inquiry, type asclic<newsige number>ecdue and 56767877 it
To get cheque return information	Cheque return information is required in case of insufficient balance in the drawer’s account	To inquire, type ASKLIC<Policy number>CHQRET and send to 56767877

How to check policy status through customer care?

LIC has dedicated customer areas that help you with any type of LIC policy query you have. Customer areas are active Monday to Saturday and provide personalized support for all your insurance related queries, notifications, service requests, etc.

There are different customer areas for different cities. Here are the contact details of customer areas of top 50 cities –

Name of city	Customer Area Contact Number
Agra	0562-2524912
Ahmedabad	079-27490619, 079-27461032 and 079-27461662
Amritsar	0183-2560673
Bangalore	IVRS Number: 080-26659230 Phone Numbers: 080-22966528, 22966553, 080-22966836/896
Bhagalpur	IVRS Number:: 0641-2610024 Phone Numbers: 0641-2610011, 2610033, 2610099
Bhubaneswar	IVRS No:: 0674 – 2573996 Phone Numbers: – 0674-2573910, 0674- 2573911
Bhopal	0755-2550242
Chandigarh	0172-2678107
Chennai	IVRS Number: 044-28884300 Phone numbers: 044-28611912, 044-28611642, 044-25331915 and 044-25331914
Coimbatore	0422-2300300
army	IVRS Number: 0671-2307085 Phone number. -0671-2307883,, 0671-2307889
Delhi	1800112552/011-23310868 and 011-22785930
Ernakulam	0484-2383883
betel-nut	0832-2490100
Guwahati	0361-2450389
Gwalior	0751-2630272
Gurgaon	0124-2576060, 2578060, 2570060
Howrah	033-2637-4387
Hyderabad	IVRS Number: 040-23437997 Phone Numbers- 040-23420730, 23420740 and 23420761
Indore	0731-2533523
Jaipur	0141-2702845
Jalandhar	IVRS Number: 0181-2480918 Phone Number- 0181-2480967
Jamshedpur	IVRS Number: 0657-2320600, Phone number – 0657-2443228,0657- 2443229
J	IVRS Number: 0191-2479717, Phone Number- 0191-2479791
Jodhpur	IVRS Number: 0291-2620079, Phone Number- 0291-2657117 or 0291-2635076
Kanpur	0512-2307443
Kolkata	IVRS Number: 033-22545454, Phone numbers – 033-22124172, 033-22124176, 033-2337-0642 and 033 2419-8476
Kozhikode	Manager – 0495 2725581 Executive 0495-2725583 IVRS 0495-2726006
Lucknow	0522-2614782
Ludhiana	0161-2424074
Madurai	0452-2370361
Mumbai	IVRS Number: 022-26766221. Phone numbers- 022-26788943, 022-27725968, 022-27723592, 022-28912605, 022-28913760 and 022- 28482907
Mysore	IVRS Number: 0821-2346900 Phone Number – 0821-2341096, 2341099
Nagpur	IVRS Number: 0712-2454820, Phone Numbers – 0712-2450083, 0712-2450080
Noida	0120-2444026
to be filled	IVRS Number: 0612-2201795, Phone Number- 0612-2332033
Pune	IVRS Number: 020-25514248, Phone Number – 020-25539790
Raipur	0771-2210010
Rajkot	IVRS Number: 0281-2570871, Phone Numbers: 0281-2581318, 2581319, 2483210
Secunderabad	040-27820146 and 27820136
Siliguri	0353-2545739
countenance	0261-2801833 and 2770227
Thane	022-25423226 and 25421474
Tirunelveli	0462-2577070
Trichy	0431-2741000
Trivandrum	0471-2335222
Varanasi	IVRS Number: 0542-2222412, Phone Number- 0542-2220457
Vellore	0416-2252202
Vijayawada	IVRS Number: 0866-2484803, Phone Numbers- 0866-2499595, 596, 597
Visakhapatnam	IVRS : 0891-2523473 Phone Numbers: 0891-2558254 and 2513404

Check your LIC policy surrender value:

You can also check the surrender price of your traditional LIC policy online. Surrender value is the value you will get when you surrender your policy before the completion of the plan term. Surrendering the policy can be done during the duration of the plan by requesting the insurance company. The dedication value is calculated using the following formula –

Surrender value = [{Sum assured* (number of premiums paid/premiums paid) Total number of premiums payable)} + implied bonuses] * Surrender price factor

You can calculate your surrender value yourself or you can check the surrender value of your policy online in your policy details.

Why should LIC policy status be checked in time?

You should periodically check the status of your existing LIC policy. When you do periodic checks you can:

Find the premium due date
View the remaining period of the plan
Check the accumulated bonus
Revive a policy that has expired
Make any type of service request, etc.

Therefore, timely checking keeps you updated about your existing policy and you can plan your finances accordingly.

You can easily check the status of your LIC policy in various ways. Make the most of the facilities provided by LIC and keep an eye on your LIC policies to know your coverage.

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